When a company needs liquidity, it does not have time for bank mazes and refusals without explanations. Between commercial loans, personal loans and custom financing solutions, it’s easy to get lost. Still, each option can serve as an accelerator if you use it at the right time.
Here’s how to increase your chances of approval, no matter your situation:
1. Know your key figure: the cashflow
Lenders want only one thing: to know if you can repay. Have your bank deposits, sales and statements updated. You avoid 80% delays just with that.
2. Minimize personal blends company
Yes, we see him all the time. If your personal expenses go through your business account, it decreases the lenders’ trust and complicates the analysis. Keep everything separate. Especially if you apply for a personal loan to support a business.
3. Opt for custom solutions when the file is complex
If your income fluctuates, you are growing rapidly, or your customers pay you at 30 or 60 days, a traditional loan may not reflect your reality.
This is where tailored business finance solutions become your best ally: B2B margins, fast working capital, equipment financing, monthly BNPL options… in short, everything that banks do not do.
4. Prepare your documents before applying
A complete file gives an impression of control. It increases your chances of a yes and it speeds up the response.
Quick checklist
Three months of bank statements
Recent financial statements
Owner ID
Contracts or invoices to support your deposits
NEQ, website, address, etc.
5. Apply with a partner who knows how to defend your case
A good broker does not just send your documents. It tells your story, justifies your numbers, and finds the most advantageous solution between commercial loan, personal loan or customized financing.
That’s exactly what we do at Jetmark Capital.
Ready to maximize your chances of approval
You can apply here to see your options in less than 24 hours.
jetmarkcapital.com